Part 3 What does the word "apologetics" mean? The word "apologetics" is derived from the ancient Greek word apologia, which means, an apology.
Term life insurance plans are the simplest form of life insurance policies These policies are participatory in nature with saving plus protection plans Investment plus protection plans These policies are participatory in nature and are unit linked.
Such plans are insurance cum investment plans Participatory in nature with saving plus protection plans Non-participatory in nature.
Policy term can be 40 years Generally ranges between 10 to 35 years Term ranged between 10 to 20 years Generally ranges from 5 to 25 years No fixed term Maturity Benefits You are not paid any maturity benefit on the survival You are paid the maturity benefits while you reach a certain age may be between 80 to years You will be paid the maturity benefits on your survival at the end of the policy term You can avail the maturity benefits on your survival at the end of the policy term You are given the survival benefits on the maturity of your policy No maturity benefit is offered.
You are entitled a regular pension for the specified policy term Death Benefits In case of your demise, while the life insurance policy is active, a sum assured is paid to the beneficiary.
Death benefits are paid to the beneficiary in case of your demise while the policy is in place. The death benefit is paid to the beneficiary on your demise. It also includes the accrued bonuses. Death benefit is paid to the beneficiary in case of your demise while the policy is in place Death benefits are paid to the beneficiary in case of your demise while the policy is still active.
This benefit is not included in the other pay-outs A few plans provide a provision to return the amount invested in case of your demise. Additional Benefits Term Insurance offer maximum cover at a lower premium.
You can choose for variants of the pure term schemes which offer maturity benefits. Benefits paid on death or maturity comprise of bonus component with the sum assured.
Investments accrue profits that are paid in the form of a bonus.
Investments accrue profits and are paid in the form of a bonus. You can claim tax exemptions also.
|Coco () - Financial Information||It defines risk as: Exposure to the possibility of loss, injury, or other adverse or unwelcome circumstance; a chance or situation involving such a possibility.|
You are given the regular monetary benefits while the policy is active, with such amount not having any impact on the death benefit.
A source of regular income after the retirement. Premium Costs Term plans offer Cost-effective premiums.
This is the lowest among all the classes of policy. These plans usually have high premiums These plans have higher premium costs The premiums of these schemes are higher owing to the investment cost. Affordable and cost-effective premiums These schemes have moderately priced premiums, with many plans requiring single premium payment Ideal for These schemes are ideal for the individuals who are seeking to safeguard their financial interest of their loved ones without paying excessive premiums.
The whole life insurance plans are ideal for those who wish to safeguard the interest of their loved ones and secure the future of their loved ones regardless of what might happen to them These schemes are perfect for the individuals who can pay higher premiums and seek to secure themselves and boost their investment This is a best-suited plan for those with a medium-term investment goal to expand their portfolio.
Moreover, it is an ideal scheme for people with high income and an extraordinary investment sense. People looking for security their life but want to earn money at regular interval of time must choose this scheme.
Best-suited for individuals seeking protection plus investment plans. This scheme is an ideal option for the individuals who worry about their retirement life and the ones who want to produce a source of regular income after retirement. After all, no one wants to regret a wrong decision.
These plans, with additional features, help in enhancing the base cover. In this regard, here are some of the rider options available for insurance seekers: Accidental Death Benefit Rider With this rider, in case of the accidental death of the insured, the nominee will receive the policy amount along with the rider benefit.
As eventualities come without prior notice, anybody can take this rider. However, it is a must buy for those who- Commute and travel by car, bike, public or commercial vehicles, on a daily basis.
Someone who frequently does business trips or if the job involves physical work in a factory or on-site civil work Accidental Total and Permanent Disability Rider If the insured person is unable to earn a daily income due to the accident which leads to total temporary or permanent disability, this rider provides financial assistance to the family.
In such unfortunate situations, the insurance company bears the monthly income of the insured.rutadeltambor.com: News analysis, commentary, and research for business technology professionals. Sun Pharma offers a program for individuals who want to disclose violations of US FDA requirements related to facilities or products owned or operated by Ranbaxy prior to Sun Pharma.
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